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Home Credit 10 Best Travel Credit Cards of April 2021

10 Best Travel Credit Cards of April 2021

Best credit card for international travel

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card
  • On Chase’s Secure Website

APR

15.99% – 22.99% Variable

  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash’s subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

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Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn a $50 statement credit towards grocery store purchases within your first year of account opening.

ValuePenguin’s verdict

It’s hard to beat the value and flexibility you get with the Chase Sapphire Preferred® Card — our pick for the best travel rewards credit card. The points are worth 1.25 cents each when redeemed through the Chase Ultimate Rewards® portal. You can also transfer them at a 1:1 rate to any of the Chase Ultimate Rewards transfer partners, which could potentially squeeze even more than $1,600 in value out of the bonus.

What really makes this the best travel credit card for international trips are its travel insurance benefits, which are some of the most robust we’ve seen for a card with an annual fee in this range. These include trip cancellation and interruption insurance, trip delay reimbursement, travel accident insurance, and delayed and lost baggage insurance. You’ll also get primary rental car insurance, which means you don’t have to make a claim with your personal policy in order to receive coverage from your credit card.

Coronavirus updates. Until April 30, 2021, cardholders can use the “Pay Yourself Back” feature to get 1.25 cents per point redeemed for statement credits on grocery stores, home improvement, restaurant purchases or donations to eligible charities.

  • Generous welcome bonus worth $1,000 in travel when redeemed through Chase Ultimate Rewards portal and possibly more with a Chase transfer partner
  • 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide — making it the best credit card for travel points
  • Points are worth 25% more when redeemed through the Ultimate Rewards® portal
  • Transfer points at a 1:1 rate to popular airline and hotel rewards programs
  • Partner benefits with DoorDash and Lyft
  • Extensive trip insurance benefits
  • $0 foreign transaction fee
  • Until Dec. 31, 2021, get back up to $60 on an eligible Peloton Digital or All-Access Membership to get full access to workout classes using your phone, tablet or TV.

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That’s $1,000 when you redeem through Chase Ultimate Rewardsu00ae. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.u003C/liu003Eu003Cliu003EEarn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.u003C/liu003Eu003Cliu003EGet 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewardsu00ae. For example, 80,000 points are worth $1,000 toward travel.u003C/liu003Eu003Cliu003EWith Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.u003C/liu003Eu003Cliu003EGet unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash’s subscription service. Activate by 12/31/21.u003C/liu003Eu003Cliu003ECount on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.u003C/liu003Eu003Cliu003EGet up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. 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No fitness equipment is required.\u003C\/li\u003E\u003C\/ul\u003E”,”editorRating”:”\u003Cdiv class=\”ReactComponent–root\”\u003E\n \u003Cdiv class=\”js-react-component-rendered js-react-component-StarRating\” data-component-name=\”StarRating\”\u003E\n \u003Cdiv class=\”StyledStarRating-sc-c10iah jKtZiW\”\u003E\u003Cspan aria-hidden=\”true\” class=\”StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon–root ValuePenguinIcon–star-fill\” color=\”yellow\” name=\”star-fill\”\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\”true\” class=\”StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon–root ValuePenguinIcon–star-fill\” color=\”yellow\” name=\”star-fill\”\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\”true\” class=\”StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon–root ValuePenguinIcon–star-fill\” color=\”yellow\” name=\”star-fill\”\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\”true\” class=\”StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon–root ValuePenguinIcon–star-fill\” color=\”yellow\” name=\”star-fill\”\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\”true\” class=\”StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon–root ValuePenguinIcon–star-empty\” color=\”yellow\” name=\”star-empty\”\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\”application\/json\” class=\”js-react-component\” data-component-name=\”StarRating\”\u003E{\”rating\”:80,\”stars\”:5}\u003C\/script\u003E\n\n\u003C\/div\u003E”,”editorRatingTooltip”:”Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers.”,”featuredTitle”:”International travel”,”hideTitle”:true,”imageURL”:”https:\/\/cdn.comparecards.com\/uploads\/images\/items\/4288.jpg”,”isUnavailable”:false,”link”:”\/credit-cards\/redirect\/92?url=_travel_best-travel-credit-cards”,”name”:”Chase Sapphire Preferred\u00ae Card”}u003C/divu003Enu003C/divu003Eu003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodePullquote–root”u003En u003Cp class=”ShortcodePullquote–text ShortcodePullquote–blue”u003En Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,000 when you redeem through Chase Ultimate Rewardsu00ae. Plus earn a $50 statement credit towards grocery store purchases within your first year of account opening.n u003C/pu003Enu003C/divu003Eu003C/pu003Ennu003Ch3u003EValuePenguin’s verdictu003C/h3u003Ennu003Cpu003EIt’s hard to beat the value and flexibility you get with the u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”Chase Sapphire Preferredu00ae Card” href=”https://www.valuepenguin.com/chase-sapphire-preferred”u003EChase Sapphire Preferredu00ae Cardu003C/au003Eu003C/spanu003E u2014 our pick for the best travel rewards credit card. The points are worth 1.25 cents each when redeemed through the u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”Chase Ultimate Rewards: We Break Down How They Work” href=”https://www.valuepenguin.com/chase-ultimate-rewards”u003EChase Ultimate Rewardsu00aeu003C/au003Eu003C/spanu003E portal. You can also transfer them at a 1:1 rate to any of the u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”Chase Ultimate Reward Transfer Partners: Where Can You Move Your Points?” href=”https://www.valuepenguin.com/chase-ultimate-rewards-transfer-partners”u003EChase Ultimate Rewards transfer partnersu003C/au003Eu003C/spanu003E, which could potentially squeeze even more than $1,600 in value out of the bonus.u003C/pu003Ennu003Cpu003EWhat really makes this the u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”Best Credit Cards for International Travel in 2020″ href=”https://www.valuepenguin.com/travel/best-credit-cards-international-travel”u003Ebest travel credit card for international tripsu003C/au003Eu003C/spanu003E are its u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”Credit Card Travel Insurance: Who and What’s Covered” href=”https://www.valuepenguin.com/travel/credit-card-travel-insurance-who-and-whats-covered”u003Etravel insurance benefitsu003C/au003Eu003C/spanu003E, which are some of the most robust we’ve seen for a card with an annual fee in this range. These include trip cancellation and interruption insurance, trip delay reimbursement, travel accident insurance, and delayed and lost baggage insurance. You’ll also get u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”Credit Cards With Primary Rental Car Insurance” href=”https://www.valuepenguin.com/travel/credit-cards-primary-rental-car-insurance”u003Eprimary rental car insuranceu003C/au003Eu003C/spanu003E, which means you don’t have to make a claim with your personal policy in order to receive coverage from your credit card.u003C/pu003Ennu003Cpu003Eu003Cstrongu003ECoronavirus updatesu003C/strongu003E. Until April 30, 2021, cardholders can use the “Pay Yourself Back” feature to get 1.25 cents per point redeemed for statement credits on grocery stores, home improvement, restaurant purchases or donations to eligible charities.u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeToggle–root ShortcodeToggle–article ” id=u003En u003Cbutton class=”ShortcodeToggle–toggle” onclick=”this.parentNode.classList.toggle(‘ShortcodeToggle–open’);”u003Eu003Ch3 class=”ShortcodeToggle–label”u003EBenefitsu003C/h3u003Eu003C/buttonu003En u003Cdiv class=”ShortcodeToggle–contents-wrapper”u003En u003Cdiv class=”ShortcodeToggle–contents”u003En u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeList–root “u003Enn u003Cdiv class=”ShortcodeList–content ShortcodeList–content-margin”u003En u003Cdiv class=”ShortcodeList–column”u003En u003Cul class=”ListUnordered–root ListUnordered–bullet”u003En u003Cli class=”ListUnordered–list-item”u003En Generous welcome bonus worth $1,000 in travel when redeemed through Chase Ultimate Rewards portal and possibly more with a Chase transfer partnern u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide u2014 making it the best credit card for travel pointsn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Points are worth 25% more when redeemed through the Ultimate Rewardsu00ae portaln u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Transfer points at a 1:1 rate to popular airline and hotel rewards programsn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Partner benefits with DoorDash and Lyftn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Extensive trip insurance benefitsn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En $0 foreign transaction feen u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Until Dec. 31, 2021, get back up to $60 on an eligible Peloton Digital or All-Access Membership to get full access to workout classes using your phone, tablet or TV.n u003C/liu003En u003C/ulu003En u003C/divu003En u003C/divu003Enu003C/divu003Ennnn u003C/divu003En u003C/divu003Enu003C/divu003Enu003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeToggle–root ShortcodeToggle–article ” id=u003En u003Cbutton class=”ShortcodeToggle–toggle” onclick=”this.parentNode.classList.toggle(‘ShortcodeToggle–open’);”u003Eu003Ch3 class=”ShortcodeToggle–label”u003EDrawbacksu003C/h3u003Eu003C/buttonu003En u003Cdiv class=”ShortcodeToggle–contents-wrapper”u003En u003Cdiv class=”ShortcodeToggle–contents”u003En u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeList–root “u003Enn u003Cdiv class=”ShortcodeList–content ShortcodeList–content-margin”u003En u003Cdiv class=”ShortcodeList–column”u003En u003Cul class=”ListUnordered–root ListUnordered–bullet”u003En u003Cli class=”ListUnordered–list-item”u003En $95 annual feen u003C/liu003En u003C/ulu003En u003C/divu003En u003C/divu003Enu003C/divu003Ennnn u003C/divu003En u003C/divu003Enu003C/divu003Enu003C/pu003Ennu003Cpu003E”,”padding”:”double”}

Best credit card for travel miles

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening

ValuePenguin’s verdict

The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is the best travel rewards credit card for folks who want to earn airline miles, not only because of a hefty sign-up bonus, but also because it’s one of very few airline cards to offer bonus rewards on such a broad range of everyday spending categories.

This card does come with an annual fee $99, waived for first 12 months, but if you tend to fly American Airlines, the money you save on American Airlines baggage fees might be enough to recoup the fee. This is particularly true if you’re a fan of the American Airlines AAdvantage frequent-flyer program, as the miles you earn with this card should only be redeemed for flights on American Airlines and partner airlines. If you’re not ready to pledge loyalty to this airline, it might be wiser to opt for a more generic travel credit card.

  • Generous welcome bonus
  • Earn 2 AAdvantage® miles for every $1 spent at gas stations, restaurants, and on eligible American Airlines purchases
  • First checked bag free on domestic flights and preferred boarding with American Airlines
  • Get a $125 American Airlines discount certificate each year you spend $20,000 and renew your card
  • 0% foreign transaction fee

  • $99, waived for first 12 months
  • The free checked bag benefit is limited to domestic flights, making this card less valuable if you tend to fly internationally

{“backgroundColor”:”white”,”content”:”u003C/pu003Ennu003Ch3u003ECitiu00ae / AAdvantageu00ae Platinum Selectu00ae World Elite Mastercardu00aeu003C/h3u003Ennu003Cpu003Eu003Cdiv class=”ShortcodePullquote–root”u003En u003Cp class=”ShortcodePullquote–text ShortcodePullquote–blue”u003En Earn 50,000 American Airlines AAdvantageu00ae bonus miles after $2,500 in purchases within the first 3 months of account openingn u003C/pu003Enu003C/divu003Eu003C/pu003Ennu003Ch3u003EValuePenguin’s verdictu003C/h3u003Ennu003Cpu003EThe u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”Citiu00ae / AAdvantageu00ae Platinum Selectu00ae World Eliteu2122 Mastercardu00ae Review” href=”https://www.valuepenguin.com/platinum-select-aadvantage-world-mastercard”u003ECitiu00ae / AAdvantageu00ae Platinum Selectu00ae World Elite Mastercardu00aeu003C/au003Eu003C/spanu003E is the best travel rewards credit card for folks who want to earn airline miles, not only because of a hefty sign-up bonus, but also because it’s one of very few airline cards to offer bonus rewards on such a broad range of everyday spending categories.u003C/pu003Ennu003Cpu003EThis card does come with an annual fee $99, waived for first 12 months, but if you tend to fly u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”Everything You Need to Know About American Airlines AAdvantage” href=”https://www.valuepenguin.com/travel/american-airlines-aadvantage”u003EAmerican Airlinesu003C/au003Eu003C/spanu003E, the money you save on u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”A Guide to American Airlines Bag Fees” href=”https://www.valuepenguin.com/travel/guide-american-airlines-bag-fees”u003EAmerican Airlines baggage feesu003C/au003Eu003C/spanu003E might be enough to recoup the fee. This is particularly true if you’re a fan of the American Airlines AAdvantage frequent-flyer program, as the miles you earn with this card should only be redeemed for flights on American Airlines and partner airlines. If you’re not ready to pledge loyalty to this airline, it might be wiser to opt for a more generic travel credit card.u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeToggle–root ShortcodeToggle–article ” id=u003En u003Cbutton class=”ShortcodeToggle–toggle” onclick=”this.parentNode.classList.toggle(‘ShortcodeToggle–open’);”u003Eu003Ch3 class=”ShortcodeToggle–label”u003EBenefitsu003C/h3u003Eu003C/buttonu003En u003Cdiv class=”ShortcodeToggle–contents-wrapper”u003En u003Cdiv class=”ShortcodeToggle–contents”u003En u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeList–root “u003Enn u003Cdiv class=”ShortcodeList–content ShortcodeList–content-margin”u003En u003Cdiv class=”ShortcodeList–column”u003En u003Cul class=”ListUnordered–root ListUnordered–bullet”u003En u003Cli class=”ListUnordered–list-item”u003En Generous welcome bonusn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Earn 2 AAdvantageu00ae miles for every $1 spent at gas stations, restaurants, and on eligible American Airlines purchasesn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En First checked bag free on domestic flights and preferred boarding with American Airlinesn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Get a $125 American Airlines discount certificate each year you spend $20,000 and renew your cardn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En 0% foreign transaction feen u003C/liu003En u003C/ulu003En u003C/divu003En u003C/divu003Enu003C/divu003Ennnn u003C/divu003En u003C/divu003Enu003C/divu003Enu003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeToggle–root ShortcodeToggle–article ” id=u003En u003Cbutton class=”ShortcodeToggle–toggle” onclick=”this.parentNode.classList.toggle(‘ShortcodeToggle–open’);”u003Eu003Ch3 class=”ShortcodeToggle–label”u003EDrawbacksu003C/h3u003Eu003C/buttonu003En u003Cdiv class=”ShortcodeToggle–contents-wrapper”u003En u003Cdiv class=”ShortcodeToggle–contents”u003En u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeList–root “u003Enn u003Cdiv class=”ShortcodeList–content ShortcodeList–content-margin”u003En u003Cdiv class=”ShortcodeList–column”u003En u003Cul class=”ListUnordered–root ListUnordered–bullet”u003En u003Cli class=”ListUnordered–list-item”u003En $99, waived for first 12 monthsn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En The free checked bag benefit is limited to domestic flights, making this card less valuable if you tend to fly internationallyn u003C/liu003En u003C/ulu003En u003C/divu003En u003C/divu003Enu003C/divu003Ennnn u003C/divu003En u003C/divu003Enu003C/divu003Enu003C/pu003Ennu003Cpu003E”,”padding”:”double”}

Best credit card for travel points

Chase Sapphire Reserve®

Chase Sapphire Reserve®
  • On Chase’s Secure Website

APR

16.99%-23.99% Variable

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Through December 31, 2021, gas station & grocery store purchases will also count towards earning your Travel Credit
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
  • With Pay Yourself BackSM, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more

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Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

ValuePenguin’s verdict

The Chase Sapphire Reserve® is often hyped as the best credit card for travel points, and for good reason. The slew of premium benefits that come with it more than make up for a hefty annual fee if you travel regularly, and Chase Ultimate Rewards points are both valuable (worth at least 1.5 cents each for Chase Sapphire Reserve® cardholders) and highly versatile.

The annual Chase Sapphire Reserve® travel credit of $300 — which can be applied to any purchase that codes as travel, including everything from airlines and hotels to trains, buses, taxis and parking garages — brings the annual fee down to $250. The Priority Pass™ Select membership alone, which gets you complimentary access to 1,300+ airport lounges worldwide, is worth over $400. When it comes to trip insurance benefits, the coverage offered by this card — which includes primary rental car insurance, trip interruption and cancellation insurance, lost or delayed baggage insurance, travel accident insurance, emergency evacuation and emergency medical insurance — simply can’t be beat.

Coronavirus updates. Until April 30, 2021, cardholders can use the “Pay Yourself Back” feature to get 1.5 cents per point redeemed for statement credits on grocery stores, home improvement, restaurant purchases or donations to eligible charities. Gas station and grocery store purchases count toward the $300 annual travel credit until Dec. 31, 2021.

  • Generous welcome bonus
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases.
  • Points are worth 50% more when redeemed through the Ultimate Rewards® portal
  • Transfer points at a 1:1 rate to popular airline and hotel rewards programs
  • $300 annual travel credit
  • Up to $120 in DoorDash credits
  • Complimentary access to 1,300+ airport lounges worldwide
  • One of the best travel insurance credit cards, as it offers emergency evacuation and emergency medical insurance
  • $0 foreign transaction fee
  • Until Dec. 31, 2021, get back up to $120 in statement credits for an eligible Peloton Digital or All-Access Membership to take workout classes using a phone, tablet or TV.

  • $550 annual fee
  • Doesn’t offer elite status with any airline or hotel rewards programs

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The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers.”,”featuredTitle”:”Travel points”,”hideTitle”:true,”imageURL”:”https:\/\/cdn.comparecards.com\/uploads\/images\/items\/4335.jpg”,”isUnavailable”:false,”link”:”\/credit-cards\/redirect\/1129?url=_travel_best-travel-credit-cards”,”name”:”Chase Sapphire Reserve\u00ae”}u003C/divu003Enu003C/divu003Eu003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodePullquote–root”u003En u003Cp class=”ShortcodePullquote–text ShortcodePullquote–blue”u003En Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.n u003C/pu003Enu003C/divu003Eu003C/pu003Ennu003Ch3u003EValuePenguin’s verdictu003C/h3u003Ennu003Cpu003EThe u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”Chase Sapphire Reserve review” href=”https://www.valuepenguin.com/chase-sapphire-reserve-credit-card”u003EChase Sapphire Reserveu00aeu003C/au003Eu003C/spanu003E is often hyped as the best credit card for travel points, and for good reason. The slew of premium benefits that come with it more than make up for a hefty annual fee if you travel regularly, and Chase Ultimate Rewards points are both valuable (worth at least 1.5 cents each for Chase Sapphire Reserveu00ae cardholders) and highly versatile.u003C/pu003Ennu003Cpu003EThe annual u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”How does the Chase Sapphire Reserveu00ae travel credit work?” href=”https://www.valuepenguin.com/travel/chase-sapphire-reserve-travel-credit”u003EChase Sapphire Reserveu00ae travel credit of $300u003C/au003Eu003C/spanu003E u2014 which can be applied to any purchase that codes as travel, including everything from airlines and hotels to trains, buses, taxis and parking garages u2014 brings the annual fee down to $250. The u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”How to Get Free Priority Pass with a Credit Card” href=”https://www.valuepenguin.com/travel/how-to-get-priority-pass-for-free”u003EPriority Passu2122 Select membershipu003C/au003Eu003C/spanu003E alone, which gets you complimentary access to 1,300+ airport lounges worldwide, is worth over $400. When it comes to trip insurance benefits, the coverage offered by this card u2014 which includes primary rental car insurance, trip interruption and cancellation insurance, lost or delayed baggage insurance, travel accident insurance, emergency evacuation and emergency medical insurance u2014 simply can’t be beat.u003C/pu003Ennu003Cpu003Eu003Cstrongu003ECoronavirus updatesu003C/strongu003E. Until April 30, 2021, cardholders can use the “Pay Yourself Back” feature to get 1.5 cents per point redeemed for statement credits on grocery stores, home improvement, restaurant purchases or donations to eligible charities. Gas station and grocery store purchases count toward the $300 annual travel credit until Dec. 31, 2021.u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeToggle–root ShortcodeToggle–article ” id=u003En u003Cbutton class=”ShortcodeToggle–toggle” onclick=”this.parentNode.classList.toggle(‘ShortcodeToggle–open’);”u003Eu003Ch3 class=”ShortcodeToggle–label”u003EBenefitsu003C/h3u003Eu003C/buttonu003En u003Cdiv class=”ShortcodeToggle–contents-wrapper”u003En u003Cdiv class=”ShortcodeToggle–contents”u003En u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeList–root “u003Enn u003Cdiv class=”ShortcodeList–content ShortcodeList–content-margin”u003En u003Cdiv class=”ShortcodeList–column”u003En u003Cul class=”ListUnordered–root ListUnordered–bullet”u003En u003Cli class=”ListUnordered–list-item”u003En Generous welcome bonusn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases.n u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Points are worth 50% more when redeemed through the Ultimate Rewardsu00ae portaln u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Transfer points at a 1:1 rate to popular airline and hotel rewards programsn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En $300 annual travel creditn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Up to $120 in DoorDash creditsn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Complimentary access to 1,300+ airport lounges worldwiden u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En One of the best travel insurance credit cards, as it offers emergency evacuation and emergency medical insurancen u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En $0 foreign transaction feen u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Until Dec. 31, 2021, get back up to $120 in statement credits for an eligible Peloton Digital or All-Access Membership to take workout classes using a phone, tablet or TV.n u003C/liu003En u003C/ulu003En u003C/divu003En u003C/divu003Enu003C/divu003Ennnn u003C/divu003En u003C/divu003Enu003C/divu003Enu003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeToggle–root ShortcodeToggle–article ” id=u003En u003Cbutton class=”ShortcodeToggle–toggle” onclick=”this.parentNode.classList.toggle(‘ShortcodeToggle–open’);”u003Eu003Ch3 class=”ShortcodeToggle–label”u003EDrawbacksu003C/h3u003Eu003C/buttonu003En u003Cdiv class=”ShortcodeToggle–contents-wrapper”u003En u003Cdiv class=”ShortcodeToggle–contents”u003En nu003Cdiv class=”ShortcodeList–root “u003Enn u003Cdiv class=”ShortcodeList–content ShortcodeList–content-margin”u003En u003Cdiv class=”ShortcodeList–column”u003En u003Cul class=”ListUnordered–root ListUnordered–bullet”u003En u003Cli class=”ListUnordered–list-item”u003En $550 annual feen u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Doesn’t offer elite status with any airline or hotel rewards programsn u003C/liu003En u003C/ulu003En u003C/divu003En u003C/divu003Enu003C/divu003Ennnn u003C/divu003En u003C/divu003Enu003C/divu003Enu003C/pu003Ennu003Cpu003E”,”padding”:”double”}

Best credit card for hotel points

Hilton Honors American Express Aspire Card

Earn 150,000 Hilton Honors Bonus Points after you spend $4,000 in purchases on the Card within your first 3 months of Card Membership.

ValuePenguin’s verdict

It’s hard to find another hotel credit card with a list of perks as long as what you’ll get with the Hilton Honors American Express Aspire Card. In exchange for a relatively steep annual fee, you’ll get a $600 in annual statement credits and a complimentary Priority Pass™ Select membership, which is worth over $400. You’ll also get Diamond status with the Hilton Honors rewards program, making this the only credit card to offer top-tier status automatically to any hotel loyalty program.

The card’s earn rate is generous not just on Hilton spend, but on everyday categories like U.S. restaurants and even on regular spending. That being said, this card is best for people who are Hilton-loyal and can use up the annual credits on offer, as they can only be applied to very specific purchases.

  • Six-figure welcome bonus
  • 14X Hilton Honors Bonus Points per $1 of eligible purchases on your Card directly with a participating Hilton hotel or resort
  • Annual weekend night reward
  • $250 Hilton Resort statement credit
  • $250 airline fee credit
  • $100 property credit at participating Waldorf Astoria and Conrad Hotels & Resorts
  • Complimentary Diamond elite status
  • Complimentary access to 1,300+ airport lounges worldwide
  • Foreign transaction fees: None
  • Terms apply

  • $450 annual fee
  • Limited redemption options; points are best redeemed for stays with Hilton
  • Fewer trip insurance benefits than other premium travel credit cards; card only comes with baggage insurance and secondary rental car insurance
  • Annual credits can be hard to use, especially if you don’t stay at Hilton Resorts, Waldorf Astoria, or Conrad properties
  • Terms apply

{“backgroundColor”:”white”,”content”:”u003C/pu003Ennu003Ch3u003EHilton Honors American Express Aspire Cardu003C/h3u003Ennu003Cpu003Eu003Cdiv class=”ShortcodePullquote–root”u003En u003Cp class=”ShortcodePullquote–text ShortcodePullquote–blue”u003En Earn 150,000 Hilton Honors Bonus Points after you spend $4,000 in purchases on the Card within your first 3 months of Card Membership.n u003C/pu003Enu003C/divu003Eu003C/pu003Ennu003Ch3u003EValuePenguin’s verdictu003C/h3u003Ennu003Cpu003EIt’s hard to find another hotel credit card with a list of perks as long as what you’ll get with the u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”Hilton Honors Aspire review” href=”https://www.valuepenguin.com/american-express-hilton-honors-aspire-credit-card”u003EHilton Honors American Express Aspire Cardu003C/au003Eu003C/spanu003E. In exchange for a relatively steep annual fee, you’ll get a $600 in annual statement credits and a complimentary Priority Passu2122 Select membership, which is worth over $400. You’ll also get u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”Top Benefits of Hilton Diamond Status” href=”https://www.valuepenguin.com/travel/benefits-of-hilton-diamond-status”u003EDiamond statusu003C/au003Eu003C/spanu003E with the Hilton Honors rewards program, making this the only credit card to offer top-tier status automatically to any hotel loyalty program.u003C/pu003Ennu003Cpu003EThe card’s earn rate is generous not just on Hilton spend, but on everyday categories like U.S. restaurants and even on regular spending. That being said, this card is best for people who are Hilton-loyal and can use up the annual credits on offer, as they can only be applied to very specific purchases.u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeToggle–root ShortcodeToggle–article ” id=u003En u003Cbutton class=”ShortcodeToggle–toggle” onclick=”this.parentNode.classList.toggle(‘ShortcodeToggle–open’);”u003Eu003Ch3 class=”ShortcodeToggle–label”u003EBenefitsu003C/h3u003Eu003C/buttonu003En u003Cdiv class=”ShortcodeToggle–contents-wrapper”u003En u003Cdiv class=”ShortcodeToggle–contents”u003En u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeList–root “u003Enn u003Cdiv class=”ShortcodeList–content ShortcodeList–content-margin”u003En u003Cdiv class=”ShortcodeList–column”u003En u003Cul class=”ListUnordered–root ListUnordered–bullet”u003En u003Cli class=”ListUnordered–list-item”u003En Six-figure welcome bonusn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En 14X Hilton Honors Bonus Points per $1 of eligible purchases on your Card directly with a participating Hilton hotel or resortn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Annual weekend night rewardn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En $250 Hilton Resort statement creditn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En $250 airline fee creditn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En $100 property credit at participating Waldorf Astoria and Conrad Hotels & Resortsn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Complimentary Diamond elite statusn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Complimentary access to 1,300+ airport lounges worldwiden u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Foreign transaction fees: Nonen u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Terms applyn u003C/liu003En u003C/ulu003En u003C/divu003En u003C/divu003Enu003C/divu003Ennnn u003C/divu003En u003C/divu003Enu003C/divu003Enu003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeToggle–root ShortcodeToggle–article ” id=u003En u003Cbutton class=”ShortcodeToggle–toggle” onclick=”this.parentNode.classList.toggle(‘ShortcodeToggle–open’);”u003Eu003Ch3 class=”ShortcodeToggle–label”u003EDrawbacksu003C/h3u003Eu003C/buttonu003En u003Cdiv class=”ShortcodeToggle–contents-wrapper”u003En u003Cdiv class=”ShortcodeToggle–contents”u003En u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeList–root “u003Enn u003Cdiv class=”ShortcodeList–content ShortcodeList–content-margin”u003En u003Cdiv class=”ShortcodeList–column”u003En u003Cul class=”ListUnordered–root ListUnordered–bullet”u003En u003Cli class=”ListUnordered–list-item”u003En $450 annual feen u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Limited redemption options; points are best redeemed for stays with Hiltonn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Fewer trip insurance benefits than other premium travel credit cards; card only comes with baggage insurance and secondary rental car insurancen u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Annual credits can be hard to use, especially if you don’t stay at Hilton Resorts, Waldorf Astoria, or Conrad propertiesn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Terms applyn u003C/liu003En u003C/ulu003En u003C/divu003En u003C/divu003Enu003C/divu003Ennnn u003C/divu003En u003C/divu003Enu003C/divu003Enu003C/pu003Ennu003Cpu003E”,”padding”:”double”}

Best travel credit card with no annual fee

Hilton Honors American Express Card

Hilton Honors American Express Card

APR

15.74%-24.74% Variable

  • Earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.

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80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.

ValuePenguin’s verdict

The Hilton Honors American Express Card packs an amazing amount of value for a no-annual-fee card. For starters, it comes with a really generous welcome offer, which we estimate to be worth around $400 in Hilton hotel stays. Secondly, even considering the inflated value of Hilton points (only worth 0.5 cent per point, by our estimates), the card offers generous points on your regular purchases: Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio, 5X Hilton Honors Bonus Points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations AND 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Finally, the card grants you automatic Hilton Honors Silver status, with the chance to earn Gold status after spending $20,000 on eligible purchases on your card in a calendar year. The guaranteed elite status with Hilton year after year makes this card a keeper.

For rates and fees of Hilton Honors American Express Card, please click here.

  • Welcome bonus worth $400
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio, 5X Hilton Honors Bonus Points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations AND 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • $0 annual fee — the best travel credit card with no annual fee
  • Foreign transaction fee: None

  • Benefits and rewards have limited value for those who don’t stay frequently with Hilton

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data-component-name=”StarRating”u003E{“rating”:90,”stars”:5}u003C/scriptu003Ennu003C/divu003Eu003C/divu003Eu003C/divu003Eu003C/divu003Eu003C/divu003Eu003C/divu003Eu003Cdiv class=”BenefitsBox–details-hidden”u003Eu003Cdiv class=”BenefitsBox–details-content”u003Eu003Culu003Eu003Cliu003EEarn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.u003C/liu003Eu003Cliu003EEarn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.u003C/liu003Eu003Cliu003EEarn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.u003C/liu003Eu003Cliu003EEarn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.u003C/liu003Eu003Cliu003ENo Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.u003C/liu003Eu003Cliu003EEnjoy complimentary Hilton Honors Silver status with your Card. 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Each creditor uses a variety of different types of credit scores to make lending decisions.”,”details”:”\u003Cul\u003E\u003Cli\u003EEarn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.\u003C\/li\u003E\u003Cli\u003EEarn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.\u003C\/li\u003E\u003Cli\u003EEarn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.\u003C\/li\u003E\u003Cli\u003EEarn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.\u003C\/li\u003E\u003Cli\u003ENo Foreign Transaction Fees. 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The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers.”,”featuredTitle”:”No annual fee”,”hideTitle”:true,”imageURL”:”https:\/\/cdn.comparecards.com\/uploads\/images\/items\/4332.jpg”,”isUnavailable”:false,”link”:”\/credit-cards\/redirect\/923?url=_travel_best-travel-credit-cards”,”name”:”Hilton Honors American Express Card”}u003C/divu003Enu003C/divu003Eu003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodePullquote–root”u003En u003Cp class=”ShortcodePullquote–text ShortcodePullquote–blue”u003En 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.n u003C/pu003Enu003C/divu003Eu003C/pu003Ennu003Ch3u003EValuePenguin’s verdictu003C/h3u003Ennu003Cpu003EThe u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”Hilton Honors American Express card review” href=”https://www.valuepenguin.com/hilton-honors-american-express-card”u003EHilton Honors American Express Cardu003C/au003Eu003C/spanu003E packs an amazing amount of value for a no-annual-fee card. For starters, it comes with a really generous welcome offer, which we estimate to be worth around $400 in Hilton hotel stays. Secondly, even considering the inflated value of u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”Hilton Honors rewards program guide” href=”https://www.valuepenguin.com/travel/hilton-hhonors-rewards-program”u003EHilton pointsu003C/au003Eu003C/spanu003E (only worth 0.5 cent per point, by our estimates), the card offers generous points on your regular purchases: Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio, 5X Hilton Honors Bonus Points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations AND 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Finally, the card grants you automatic Hilton Honors Silver status, with the chance to earn Gold status after spending $20,000 on eligible purchases on your card in a calendar year. The guaranteed elite status with Hilton year after year makes this card a keeper.u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeDisclaimer–root ShortcodeDisclaimer–root “u003En u003Cdiv class=”ContextualDisclaimer–root”u003En u003Cp class=”ContextualDisclaimer–copy”u003En u003Cpu003EFor rates and fees of Hilton Honors American Express Card, please click u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”here” href=”https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/hilton-honors-credit-card/26129-10-0#offer-terms”u003Ehereu003C/au003Eu003C/spanu003E.u003C/pu003Enn n u003C/pu003Enu003C/divu003Ennu003C/divu003Enu003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeToggle–root ShortcodeToggle–article ” id=u003En u003Cbutton class=”ShortcodeToggle–toggle” onclick=”this.parentNode.classList.toggle(‘ShortcodeToggle–open’);”u003Eu003Ch3 class=”ShortcodeToggle–label”u003EBenefitsu003C/h3u003Eu003C/buttonu003En u003Cdiv class=”ShortcodeToggle–contents-wrapper”u003En u003Cdiv class=”ShortcodeToggle–contents”u003En u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeList–root “u003Enn u003Cdiv class=”ShortcodeList–content ShortcodeList–content-margin”u003En u003Cdiv class=”ShortcodeList–column”u003En u003Cul class=”ListUnordered–root ListUnordered–bullet”u003En u003Cli class=”ListUnordered–list-item”u003En Welcome bonus worth $400n u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio, 5X Hilton Honors Bonus Points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations AND 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.n u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En $0 annual fee u2014 the best travel credit card with no annual feen u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Foreign transaction fee: Nonen u003C/liu003En u003C/ulu003En u003C/divu003En u003C/divu003Enu003C/divu003Ennnn u003C/divu003En u003C/divu003Enu003C/divu003Enu003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeToggle–root ShortcodeToggle–article ” id=u003En u003Cbutton class=”ShortcodeToggle–toggle” onclick=”this.parentNode.classList.toggle(‘ShortcodeToggle–open’);”u003Eu003Ch3 class=”ShortcodeToggle–label”u003EDrawbacksu003C/h3u003Eu003C/buttonu003En u003Cdiv class=”ShortcodeToggle–contents-wrapper”u003En u003Cdiv class=”ShortcodeToggle–contents”u003En u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeList–root “u003Enn u003Cdiv class=”ShortcodeList–content ShortcodeList–content-margin”u003En u003Cdiv class=”ShortcodeList–column”u003En u003Cul class=”ListUnordered–root ListUnordered–bullet”u003En u003Cli class=”ListUnordered–list-item”u003En Benefits and rewards have limited value for those who don’t stay frequently with Hiltonn u003C/liu003En u003C/ulu003En u003C/divu003En u003C/divu003Enu003C/divu003Ennnn u003C/divu003En u003C/divu003Enu003C/divu003Enu003C/pu003Ennu003Cpu003E”,”padding”:”double”}

Best business travel credit card

Ink Business Preferred℠ Credit Card

Ink Business Preferred℠ Credit Card
  • On Chase’s Secure Website

APR

15.99%-20.99% Variable

  • Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information
  • Redeem points for cash back, gift cards, travel and more – your points don’t expire as long as your account is open
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account
  • $95 Annual Fee

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Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening.

ValuePenguin’s verdict

The Ink Business Preferred℠ Credit Card is an excellent choice for business owners who want to earn lucrative travel rewards. The card’s sign-up bonus on its own is enough to save you $1,250 on travel — or even more if you transfer those points to one of Chase’s airline and hotel partners.

The travel perks and trip insurance benefits are limited on this card when compared with some of the best travel credit cards, but you’ll earn big on some business-related spending categories and can get employee cards at no additional cost. Just make sure you spend enough on an annual basis to make up for the $95 annual fee.

  • Huge welcome bonus worth $1,250 toward travel if you transfer those points to one of Chase’s airline and hotel partners
  • Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.
  • Points are worth 25% more when redeemed through the Ultimate Rewards travel portal
  • You can transfer your points to a long list of Chase’s airline and hotel partners at a 1:1 rate
  • You’ll get trip cancellation/interruption insurance and primary rental car insurance
  • Free employee cards

  • $95 annual fee
  • Sign-up bonus has a high minimum spending requirement
  • Travel insurance benefits are limited compared with top-tier travel credit cards

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The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers.”,”featuredTitle”:”Business travel”,”hideTitle”:true,”imageURL”:”https:\/\/cdn.comparecards.com\/uploads\/images\/items\/2998.jpg”,”isUnavailable”:false,”link”:”\/credit-cards\/redirect\/1112?url=_travel_best-travel-credit-cards”,”name”:”Ink Business Preferred℠ Credit Card”}u003C/divu003Enu003C/divu003Eu003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodePullquote–root”u003En u003Cp class=”ShortcodePullquote–text ShortcodePullquote–blue”u003En Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening.n u003C/pu003Enu003C/divu003Eu003C/pu003Ennu003Ch3u003EValuePenguin’s verdictu003C/h3u003Ennu003Cpu003EThe u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”Chase Ink Business Preferred review” href=”https://www.valuepenguin.com/chase-ink-preferred-business-card”u003EInk Business Preferred℠ Credit Cardu003C/au003Eu003C/spanu003E is an excellent choice for business owners who want to earn lucrative travel rewards. The card’s sign-up bonus on its own is enough to save you $1,250 on travel u2014 or even more if you transfer those points to one of Chase’s airline and hotel partners.u003C/pu003Ennu003Cpu003EThe travel perks and trip insurance benefits are limited on this card when compared with some of the best travel credit cards, but you’ll earn big on some business-related spending categories and can get employee cards at no additional cost. Just make sure you spend enough on an annual basis to make up for the $95 annual fee.u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeToggle–root ShortcodeToggle–article ” id=u003En u003Cbutton class=”ShortcodeToggle–toggle” onclick=”this.parentNode.classList.toggle(‘ShortcodeToggle–open’);”u003Eu003Ch3 class=”ShortcodeToggle–label”u003EBenefitsu003C/h3u003Eu003C/buttonu003En u003Cdiv class=”ShortcodeToggle–contents-wrapper”u003En u003Cdiv class=”ShortcodeToggle–contents”u003En u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeList–root “u003Enn u003Cdiv class=”ShortcodeList–content ShortcodeList–content-margin”u003En u003Cdiv class=”ShortcodeList–column”u003En u003Cul class=”ListUnordered–root ListUnordered–bullet”u003En u003Cli class=”ListUnordered–list-item”u003En Huge welcome bonus worth $1,250 toward travel if you transfer those points to one of Chase’s airline and hotel partnersn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchasesu2014with no limit to the amount you can earn.n u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Points are worth 25% more when redeemed through the Ultimate Rewards travel portaln u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En You can transfer your points to a long list of Chase’s airline and hotel partners at a 1:1 raten u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En You’ll get trip cancellation/interruption insurance and primary rental car insurancen u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Free employee cardsn u003C/liu003En u003C/ulu003En u003C/divu003En u003C/divu003Enu003C/divu003Ennnn u003C/divu003En u003C/divu003Enu003C/divu003Enu003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeToggle–root ShortcodeToggle–article ” id=u003En u003Cbutton class=”ShortcodeToggle–toggle” onclick=”this.parentNode.classList.toggle(‘ShortcodeToggle–open’);”u003Eu003Ch3 class=”ShortcodeToggle–label”u003EDrawbacksu003C/h3u003Eu003C/buttonu003En u003Cdiv class=”ShortcodeToggle–contents-wrapper”u003En u003Cdiv class=”ShortcodeToggle–contents”u003En u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeList–root “u003Enn u003Cdiv class=”ShortcodeList–content ShortcodeList–content-margin”u003En u003Cdiv class=”ShortcodeList–column”u003En u003Cul class=”ListUnordered–root ListUnordered–bullet”u003En u003Cli class=”ListUnordered–list-item”u003En $95 annual feen u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Sign-up bonus has a high minimum spending requirementn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Travel insurance benefits are limited compared with top-tier travel credit cardsn u003C/liu003En u003C/ulu003En u003C/divu003En u003C/divu003Enu003C/divu003Ennnn u003C/divu003En u003C/divu003Enu003C/divu003Enu003C/pu003Ennu003Cpu003E”,”padding”:”double”}

Best credit card for travel and dining

American Express® Gold Card

American Express® Gold Card
  • Rose Gold is back. You can now choose between Gold or Rose Gold.
  • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
  • Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery, plus, earn 4X points for Uber Eats purchases too.
  • Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • $120 Uber Cash: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.

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Earn 60,000 Membership Rewards®; Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.

ValuePenguin’s verdict

The American Express® Gold Card is one of the best options if you want to earn big on dining and groceries but prefer to spend your rewards on travel. The American Express Membership Rewards® program offers a few ways to use your points, worth 1 cent each when redeemed for travel through the Amex portal. You could potentially double that value by transferring your points to one of Amex’s travel partners, which include popular airline and hotel loyalty programs.

This card is stacked with annual credits that can help you recoup the $250 annual fee, but they can be tricky to use. The dining credit of up to $120 is doled out in $10 per month increments and can be used for purchases with Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris, Boxed and participating Shake Shack locations (enrollment required). The $100 hotel credit can only be used on reservations of at least 2 nights made though The Hotel Collection, and it can only cover charges like dining and spa services, not the cost of the room. The new annual Uber Cash benefit can be used for Uber rides or Uber Eats in the U.S. Your American Express® Gold Card needs to be added to your Uber app in order to receive this monthly Uber Cash benefit.

For rates and fees of American Express® Gold Card, please click here.

  • Generous welcome bonus
  • Earn 4X Membership Points on Restaurants worldwide, including takeout and delivery. Additionally, earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Transfer your points to Membership Rewards® airline and hotel partners
  • Save up to $120 on dining in the form of $10 monthly statement credits for Grubhub, Seamless, and select partner restaurants (enrollment required)
  • Save up to $120 on U.S. Uber rides or U.S. Uber Eats purchases in the form of up to $10 in monthly Uber Cash (add your Gold Card to your Uber account)
  • Up to $100 hotel credit with The Hotel Collection
  • Terms apply

  • $250 annual fee
  • Annual credits can be hard to use fully
  • Travel insurance protections are limited
  • Terms apply

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data-component-name=”StarRating”u003E{“rating”:70,”stars”:5}u003C/scriptu003Ennu003C/divu003Eu003C/divu003Eu003C/divu003Eu003C/divu003Eu003C/divu003Eu003C/divu003Eu003Cdiv class=”BenefitsBox–details-hidden”u003Eu003Cdiv class=”BenefitsBox–details-content”u003Eu003Culu003Eu003Cliu003ERose Gold is back. You can now choose between Gold or Rose Gold.u003C/liu003Eu003Cliu003EEarn 60,000 Membership Rewardsu00ae points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.u003C/liu003Eu003Cliu003EEarn 4X Membership Rewardsu00ae Points on Restaurants worldwide, including takeout and delivery, plus, earn 4X points for Uber Eats purchases too.u003C/liu003Eu003Cliu003EEarn 4X Membership Rewardsu00ae points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).u003C/liu003Eu003Cliu003E$120 Uber Cash: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.u003C/liu003Eu003Cliu003E$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.u003C/liu003Eu003Cliu003EEarn 3X Membership Rewardsu00ae points on flights booked directly with airlines or on amextravel.com.u003C/liu003Eu003Cliu003ENo Foreign Transaction Fees.u003C/liu003Eu003Cliu003EAnnual Fee is $250.u003C/liu003Eu003Cliu003ETerms Apply.u003C/liu003Eu003C/ulu003Eu003C/divu003Eu003C/divu003Eu003C/divu003Eu003Cdiv class=”BenefitsBox–toggle”u003Eu003Ca aria-label=”Toggle Open/Closed” class=”ToggleText–link BenefitsBox–toggle-text link small”u003Eu003Cspanu003Eu003Cspan class=”ToggleText–label”u003Eu003Cspan aria-hidden=”true” class=”StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon–root ValuePenguinIcon–undefined” color=”inherit”u003Eu003C/spanu003Eu003C/spanu003E+ see card detailsu003C/spanu003Eu003C/au003Eu003C/divu003Eu003C/divu003Eu003C/divu003En u003C/divu003Ennn u003Cdiv class=”js-react-component” data-component-name=”BenefitsBox”u003E{“annualFee”:”$250″,”apr”:”See Pay Over Time APR”,”bannerDisclaimers”:[“\u003Ca href=\”https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/gold-card\/26129-10-0\/?print#terms-details\”\u003ESee Rates & Fees.\u003C\/a\u003E Terms Apply.”,”On American Express’ Secure Website”],”buttonColor”:”primary”,”buttonIcon”:”lock”,”buttonText”:”Apply Now”,”context”:” in context: Banner”,”creditNeeded”:”Excellent\/Good”,”creditNeededTooltip”:”There are various types of credit scores. 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This can be an annual savings of up to $120. Enrollment required.\u003C\/li\u003E\u003Cli\u003EEarn 3X Membership Rewards\u00ae points on flights booked directly with airlines or on amextravel.com.\u003C\/li\u003E\u003Cli\u003ENo Foreign Transaction Fees.\u003C\/li\u003E\u003Cli\u003EAnnual Fee is $250.\u003C\/li\u003E\u003Cli\u003ETerms Apply.\u003C\/li\u003E\u003C\/ul\u003E”,”editorRating”:”\u003Cdiv class=\”ReactComponent–root\”\u003E\n \u003Cdiv class=\”js-react-component-rendered js-react-component-StarRating\” data-component-name=\”StarRating\”\u003E\n \u003Cdiv class=\”StyledStarRating-sc-c10iah jKtZiW\”\u003E\u003Cspan aria-hidden=\”true\” class=\”StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon–root ValuePenguinIcon–star-fill\” color=\”yellow\” name=\”star-fill\”\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\”true\” class=\”StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon–root ValuePenguinIcon–star-fill\” color=\”yellow\” name=\”star-fill\”\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\”true\” class=\”StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon–root ValuePenguinIcon–star-fill\” color=\”yellow\” name=\”star-fill\”\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\”true\” class=\”StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon–root ValuePenguinIcon–star-half\” color=\”yellow\” name=\”star-half\”\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\”true\” class=\”StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon–root ValuePenguinIcon–star-empty\” color=\”yellow\” name=\”star-empty\”\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\”application\/json\” class=\”js-react-component\” data-component-name=\”StarRating\”\u003E{\”rating\”:70,\”stars\”:5}\u003C\/script\u003E\n\n\u003C\/div\u003E”,”editorRatingTooltip”:”Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers.”,”featuredTitle”:”Travel and dining”,”hideTitle”:true,”imageURL”:”https:\/\/cdn.comparecards.com\/uploads\/images\/items\/4576.png”,”isUnavailable”:false,”link”:”\/credit-cards\/redirect\/1304?url=_travel_best-travel-credit-cards”,”name”:”American Express\u00ae Gold Card”}u003C/divu003Enu003C/divu003Eu003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodePullquote–root”u003En u003Cp class=”ShortcodePullquote–text ShortcodePullquote–blue”u003En Earn 60,000 Membership Rewardsu00ae; Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.n u003C/pu003Enu003C/divu003Eu003C/pu003Ennu003Ch3u003EValuePenguin’s verdictu003C/h3u003Ennu003Cpu003EThe u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”The American Expressu00ae Gold Card: A Premier Card for Dining and Supermarket Shopping” href=”https://www.valuepenguin.com/american-express-gold-card”u003EAmerican Expressu00ae Gold Cardu003C/au003Eu003C/spanu003E is one of the best options if you want to earn big on dining and groceries but prefer to spend your rewards on travel. The u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”Amex Membership Rewards guide” href=”https://www.valuepenguin.com/travel/american-express-membership-rewards-guide-earning-redeeming”u003EAmerican Express Membership Rewardsu00aeu003C/au003Eu003C/spanu003E program offers a few ways to use your points, worth 1 cent each when redeemed for travel through the Amex portal. You could potentially double that value by transferring your points to one of u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”Amex transfer partners guide” href=”https://www.valuepenguin.com/travel/amex-transfer-partners”u003EAmex’s travel partnersu003C/au003Eu003C/spanu003E, which include popular airline and hotel loyalty programs.u003C/pu003Ennu003Cpu003EThis card is stacked with annual credits that can help you recoup the $250 annual fee, but they can be tricky to use. The dining credit of up to $120 is doled out in $10 per month increments and can be used for purchases with Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris, Boxed and participating Shake Shack locations (enrollment required). The $100 hotel credit can only be used on reservations of at least 2 nights made though The Hotel Collection, and it can only cover charges like dining and spa services, not the cost of the room. The new annual Uber Cash benefit can be used for Uber rides or Uber Eats in the U.S. Your American Expressu00ae Gold Card needs to be added to your Uber app in order to receive this monthly Uber Cash benefit.u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeDisclaimer–root ShortcodeDisclaimer–root “u003En u003Cdiv class=”ContextualDisclaimer–root”u003En u003Cp class=”ContextualDisclaimer–copy”u003En u003Cpu003EFor rates and fees of American Expressu00ae Gold Card, please click u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”here” href=”https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/gold-card/26129-10-0/#terms-details?print”u003Ehereu003C/au003Eu003C/spanu003E.u003C/pu003Enn n u003C/pu003Enu003C/divu003Ennu003C/divu003Enu003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeToggle–root ShortcodeToggle–article ” id=u003En u003Cbutton class=”ShortcodeToggle–toggle” onclick=”this.parentNode.classList.toggle(‘ShortcodeToggle–open’);”u003Eu003Ch3 class=”ShortcodeToggle–label”u003EBenefitsu003C/h3u003Eu003C/buttonu003En u003Cdiv class=”ShortcodeToggle–contents-wrapper”u003En u003Cdiv class=”ShortcodeToggle–contents”u003En u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeList–root “u003Enn u003Cdiv class=”ShortcodeList–content ShortcodeList–content-margin”u003En u003Cdiv class=”ShortcodeList–column”u003En u003Cul class=”ListUnordered–root ListUnordered–bullet”u003En u003Cli class=”ListUnordered–list-item”u003En Generous welcome bonusn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Earn 4X Membership Points on Restaurants worldwide, including takeout and delivery. Additionally, earn 4X Membership Rewardsu00ae points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewardsu00ae points on flights booked directly with airlines or on amextravel.com.n u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Transfer your points to Membership Rewardsu00ae airline and hotel partnersn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Save up to $120 on dining in the form of $10 monthly statement credits for Grubhub, Seamless, and select partner restaurants (enrollment required)n u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Save up to $120 on U.S. Uber rides or U.S. Uber Eats purchases in the form of up to $10 in monthly Uber Cash (add your Gold Card to your Uber account)n u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Up to $100 hotel credit with The Hotel Collectionn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Terms applyn u003C/liu003En u003C/ulu003En u003C/divu003En u003C/divu003Enu003C/divu003Ennnn u003C/divu003En u003C/divu003Enu003C/divu003Enu003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeToggle–root ShortcodeToggle–article ” id=u003En u003Cbutton class=”ShortcodeToggle–toggle” onclick=”this.parentNode.classList.toggle(‘ShortcodeToggle–open’);”u003Eu003Ch3 class=”ShortcodeToggle–label”u003EDrawbacksu003C/h3u003Eu003C/buttonu003En u003Cdiv class=”ShortcodeToggle–contents-wrapper”u003En u003Cdiv class=”ShortcodeToggle–contents”u003En u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeList–root “u003Enn u003Cdiv class=”ShortcodeList–content ShortcodeList–content-margin”u003En u003Cdiv class=”ShortcodeList–column”u003En u003Cul class=”ListUnordered–root ListUnordered–bullet”u003En u003Cli class=”ListUnordered–list-item”u003En $250 annual feen u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Annual credits can be hard to use fullyn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Travel insurance protections are limitedn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Terms applyn u003C/liu003En u003C/ulu003En u003C/divu003En u003C/divu003Enu003C/divu003Ennnn u003C/divu003En u003C/divu003Enu003C/divu003Enu003C/pu003Ennu003Cpu003E”,”padding”:”double”}

Best travel credit card with lounge access

The Platinum Card® from American Express

The Platinum Card® from American Express
  • Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
  • Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
  • Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
  • 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • Enjoy complimentary access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits through American Express Travel with an average total value of $550 with Fine Hotels & Resorts® program at over 1,100 properties . Learn More.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $550 annual fee.
  • Terms Apply.

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Earn 75,000 Membership Rewards® Points after you use your new Card to make $5,000 in purchases in your first 6 months.

ValuePenguin’s verdict

The Platinum Card® from American Express earns big on certain airline and hotel purchases, and its Membership Rewards® points can be extra valuable when transferred to one of Amex’s hotel or airline partners. While the card offers a long list of annual credits to recoup the annual fee, they can be hard to use. You’ll get $15 per month for Uber or Uber Eats ($35 in December), but only within the United States. The airline fee credit can only be used on one preselected airline and only covers incidentals.

However, if you’re looking for credit cards with airport lounge access benefits, The Platinum Card® from American Express is hard to beat. In addition to giving you access to Priority Pass™ Select lounges, you’ll also get access to Delta Sky Club lounges (when flying Delta), and American Express lounges, including Amex Centurion lounges.

For rates and fees of The Platinum Card® from American Express, please click here.

  • Generous welcome bonus
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5X Membership Rewards® points on prepaid hotels booked with American Express Travel.
  • Transfer your points to Membership Rewards airline and hotel partners
  • Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • Complimentary airport lounge access through The Global Lounge Collection®
  • $100 hotel credit with The Hotel Collection
  • Gold elite status with Marriott Bonvoy and Hilton Honors
  • Trip delay/cancellation insurance, as well as emergency medical transportation coverage for travel booked through the Premium Global Assist® Hotline
  • Terms apply

  • $550 annual fee
  • Annual credits can be hard to use fully
  • Bonus spending categories are narrow
  • Terms apply

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data-component-name=”StarRating”u003E{“rating”:80,”stars”:5}u003C/scriptu003Ennu003C/divu003Eu003C/divu003Eu003C/divu003Eu003C/divu003Eu003C/divu003Eu003C/divu003Eu003Cdiv class=”BenefitsBox–details-hidden”u003Eu003Cdiv class=”BenefitsBox–details-content”u003Eu003Culu003Eu003Cliu003EEarn 75,000 Membership Rewardsu00ae Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.u003C/liu003Eu003Cliu003EEarn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. 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Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.u003C/liu003Eu003Cliu003E5X Membership Rewardsu00ae Points on prepaid hotels booked with American Express Travel.u003C/liu003Eu003Cliu003EEnjoy complimentary access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.u003C/liu003Eu003Cliu003EReceive complimentary benefits through American Express Travel with an average total value of $550 with Fine Hotels & Resortsu00ae program at over 1,100 properties . Learn More.u003C/liu003Eu003Cliu003EGet up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Cardu00ae. Thatu2019s up to $50 in statement credits semi-annually. 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The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers.”,”featuredTitle”:”Lounge access”,”hideTitle”:true,”imageURL”:”https:\/\/cdn.comparecards.com\/uploads\/images\/items\/4577.png”,”isUnavailable”:false,”link”:”\/credit-cards\/redirect\/54?url=_travel_best-travel-credit-cards”,”name”:”The Platinum Card\u00ae from American Express”}u003C/divu003Enu003C/divu003Eu003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodePullquote–root”u003En u003Cp class=”ShortcodePullquote–text ShortcodePullquote–blue”u003En Earn 75,000 Membership Rewards® Points after you use your new Card to make $5,000 in purchases in your first 6 months. n u003C/pu003Enu003C/divu003Eu003C/pu003Ennu003Ch3u003EValuePenguin’s verdictu003C/h3u003Ennu003Cpu003Eu003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”The Platinum Cardu00ae from American Express: Luxury Travel Benefits” href=”https://www.valuepenguin.com/american-express-platinum-card”u003EThe Platinum Cardu00ae from American Expressu003C/au003Eu003C/spanu003E earns big on certain airline and hotel purchases, and its Membership Rewardsu00ae points can be extra valuable when transferred to one of Amex’s hotel or airline partners. 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Best travel credit card for beginners

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card
  • On Capital One’s Secure Website

APR

17.24% – 24.49% (Variable)

  • Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Redeem on travel—from vacation rentals to car rentals and more. Plus transfer your miles to over 10+ travel loyalty programs
  • No foreign transaction fees

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Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months

ValuePenguin’s verdict

The Capital One Venture Rewards Credit Card is an easy, flexible travel credit card with valuable rewards, making it a solid option for newcomers to the credit card rewards game. You’ll earn a flat rate of 2 Miles per dollar on every purchase, every day, so you don’t have to worry about juggling multiple rewards cards or activating bonus spending categories. Your miles can be used to “erase” travel purchases from your credit card statement within 90 days, or you can transfer them to one of Capital One’s new transfer partners, making for miles that are easy to spend and potentially high-value. However, your miles will transfer at a rate of 2:1.5 for most transfer partners, making the transfer rate a little less lucrative than what’s on offer by competing programs like Chase Ultimate Rewards and American Express Membership Rewards. Also, don’t expect a lot of bells and whistles to accompany this card, as its moderate annual fee means you’re not getting access to perks like extensive travel insurance, travel credits or airport lounge access.

  • Generous welcome bonus
  • 2 Miles per dollar on every purchase, every day
  • Transfer your miles to 10+ different travel loyalty programs
  • Foreign transaction fee: None

  • $95 annual fee
  • Light on travel perks

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Plus transfer your miles to over 10+ travel loyalty programsu003C/liu003Eu003Cliu003ENo foreign transaction feesu003C/liu003Eu003C/ulu003Eu003C/divu003Eu003C/divu003Eu003C/divu003Eu003Cdiv class=”BenefitsBox–toggle”u003Eu003Ca aria-label=”Toggle Open/Closed” class=”ToggleText–link BenefitsBox–toggle-text link small”u003Eu003Cspanu003Eu003Cspan class=”ToggleText–label”u003Eu003Cspan aria-hidden=”true” class=”StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon–root ValuePenguinIcon–undefined” color=”inherit”u003Eu003C/spanu003Eu003C/spanu003E+ see card detailsu003C/spanu003Eu003C/au003Eu003C/divu003Eu003C/divu003Eu003C/divu003En u003C/divu003Ennn u003Cdiv class=”js-react-component” data-component-name=”BenefitsBox”u003E{“annualFee”:”$95″,”apr”:”17.24% – 24.49% (Variable)”,”bannerDisclaimers”:[“On Capital One’s Secure Website”],”buttonColor”:”primary”,”buttonIcon”:”lock”,”buttonText”:”Apply Now”,”context”:” in context: Banner”,”creditNeeded”:”Excellent\/Good”,”creditNeededTooltip”:”There are various types of credit scores. 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Plus transfer your miles to over 10+ travel loyalty programs\u003C\/li\u003E\u003Cli\u003ENo foreign transaction fees\u003C\/li\u003E\u003C\/ul\u003E”,”editorRating”:”\u003Cdiv class=\”ReactComponent–root\”\u003E\n \u003Cdiv class=\”js-react-component-rendered js-react-component-StarRating\” data-component-name=\”StarRating\”\u003E\n \u003Cdiv class=\”StyledStarRating-sc-c10iah jKtZiW\”\u003E\u003Cspan aria-hidden=\”true\” class=\”StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon–root ValuePenguinIcon–star-fill\” color=\”yellow\” name=\”star-fill\”\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\”true\” class=\”StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon–root ValuePenguinIcon–star-fill\” color=\”yellow\” name=\”star-fill\”\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\”true\” class=\”StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon–root ValuePenguinIcon–star-fill\” color=\”yellow\” name=\”star-fill\”\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\”true\” class=\”StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon–root ValuePenguinIcon–star-fill\” color=\”yellow\” name=\”star-fill\”\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\”true\” class=\”StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon–root ValuePenguinIcon–star-half\” color=\”yellow\” name=\”star-half\”\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\”application\/json\” class=\”js-react-component\” data-component-name=\”StarRating\”\u003E{\”rating\”:90,\”stars\”:5}\u003C\/script\u003E\n\n\u003C\/div\u003E”,”editorRatingTooltip”:”Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers.”,”featuredTitle”:”Beginners”,”hideTitle”:true,”imageURL”:”https:\/\/cdn.comparecards.com\/uploads\/images\/items\/4623.jpg”,”isUnavailable”:false,”link”:”\/credit-cards\/redirect\/88?url=_travel_best-travel-credit-cards”,”name”:”Capital One Venture Rewards Credit Card”}u003C/divu003Enu003C/divu003Eu003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodePullquote–root”u003En u003Cp class=”ShortcodePullquote–text ShortcodePullquote–blue”u003En Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 monthsn u003C/pu003Enu003C/divu003Eu003C/pu003Ennu003Ch3u003EValuePenguin’s verdictu003C/h3u003Ennu003Cpu003EThe u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”Capital Oneu00ae Ventureu00ae Rewards Credit Card review” href=”https://www.valuepenguin.com/capital-one-venture-rewards-credit-card”u003ECapital One Venture Rewards Credit Cardu003C/au003Eu003C/spanu003E is an easy, flexible travel credit card with valuable rewards, making it a solid option for newcomers to the credit card rewards game. You’ll earn a flat rate of 2 Miles per dollar on every purchase, every day, so you don’t have to worry about juggling multiple rewards cards or activating bonus spending categories. Your miles can be used to “erase” travel purchases from your credit card statement within 90 days, or you can transfer them to one of u003Cspanu003Eu003Ca class=”ShortcodeLink–root ShortcodeLink–black” title=”Capital One Announces New Transfer Partners – What You Need To Know” href=”https://www.valuepenguin.com/news/capital-one-transfer-partners”u003ECapital One’s new transfer partnersu003C/au003Eu003C/spanu003E, making for miles that are easy to spend and potentially high-value. However, your miles will transfer at a rate of 2:1.5 for most transfer partners, making the transfer rate a little less lucrative than what’s on offer by competing programs like Chase Ultimate Rewards and American Express Membership Rewards. Also, don’t expect a lot of bells and whistles to accompany this card, as its moderate annual fee means you’re not getting access to perks like extensive travel insurance, travel credits or airport lounge access.u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeToggle–root ShortcodeToggle–article ” id=u003En u003Cbutton class=”ShortcodeToggle–toggle” onclick=”this.parentNode.classList.toggle(‘ShortcodeToggle–open’);”u003Eu003Ch3 class=”ShortcodeToggle–label”u003EBenefitsu003C/h3u003Eu003C/buttonu003En u003Cdiv class=”ShortcodeToggle–contents-wrapper”u003En u003Cdiv class=”ShortcodeToggle–contents”u003En u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeList–root “u003Enn u003Cdiv class=”ShortcodeList–content ShortcodeList–content-margin”u003En u003Cdiv class=”ShortcodeList–column”u003En u003Cul class=”ListUnordered–root ListUnordered–bullet”u003En u003Cli class=”ListUnordered–list-item”u003En Generous welcome bonusn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En 2 Miles per dollar on every purchase, every dayn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Transfer your miles to 10+ different travel loyalty programsn u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Foreign transaction fee: Nonen u003C/liu003En u003C/ulu003En u003C/divu003En u003C/divu003Enu003C/divu003Ennnn u003C/divu003En u003C/divu003Enu003C/divu003Enu003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeToggle–root ShortcodeToggle–article ” id=u003En u003Cbutton class=”ShortcodeToggle–toggle” onclick=”this.parentNode.classList.toggle(‘ShortcodeToggle–open’);”u003Eu003Ch3 class=”ShortcodeToggle–label”u003EDrawbacksu003C/h3u003Eu003C/buttonu003En u003Cdiv class=”ShortcodeToggle–contents-wrapper”u003En u003Cdiv class=”ShortcodeToggle–contents”u003En u003C/pu003Ennu003Cpu003Eu003Cdiv class=”ShortcodeList–root “u003Enn u003Cdiv class=”ShortcodeList–content ShortcodeList–content-margin”u003En u003Cdiv class=”ShortcodeList–column”u003En u003Cul class=”ListUnordered–root ListUnordered–bullet”u003En u003Cli class=”ListUnordered–list-item”u003En $95 annual feen u003C/liu003En u003Cli class=”ListUnordered–list-item”u003En Light on travel perksn u003C/liu003En u003C/ulu003En u003C/divu003En u003C/divu003Enu003C/divu003Ennnn u003C/divu003En u003C/divu003Enu003C/divu003Enu003C/pu003Ennu003Cpu003E”,”padding”:”double”}

Best travel credit card for fair credit

Capital One Platinum Credit Card

No transaction fees for purchases outside the U.S.

ValuePenguin’s verdict

If you need to build credit, your options are limited. The Capital One Platinum Credit Card is one of the best when it comes to cards that only require fair credit and still offer some benefits. While you won’t be earning travel rewards with this credit card, it’s one of very few cards with $0 annual fee — especially in the fair credit category — that don’t charge foreign transaction fees. It also comes with some travel accident insurance and an auto rental collision damage waiver. The best way to use this card is to build credit by paying off your balance in full each month, especially given how high the interest rate is. You’ll get access to a free credit score, which will help you monitor your progress. Once you make your way to good credit, you can apply for a more rewarding travel credit card.

  • Rental car insurance
  • Travel accident insurance
  • Foreign transaction fee: None
  • $0 annual fee
  • Free credit score

  • No rewards
  • High ongoing APR, so make sure not to carry a balance

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Founder and CEO of the premier banking news informational website for the banking/financial industry, and applicants seeking careers exclusively in the finance field.

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