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HomeBank CapitalCustomers Bancorp Inc (CUBI) Q1 2021 Earnings Call Transcript

Customers Bancorp Inc (CUBI) Q1 2021 Earnings Call Transcript

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Customers Bancorp Inc (NYSE:CUBI)
Q1 2021 Earnings Call
Apr 29, 2021, 9:00 a.m. ET


  • Prepared Remarks
  • Questions and Answers
  • Call Participants

Prepared Remarks:


Good day. Thank you for standing by. Welcome to the Customers Bancorp, Inc. First Quarter Earnings Conference Call. [Operator Instructions]

I would now like to turn the call over to our first speaker today, Mr. David Patti, Director of Marketing and Communications. Please go ahead.

David PattiDirector of Marketing and Communications

Thank you, Lisa, and good morning, everyone. Thank you for joining us for Customer Bancorp’s earnings call for the first quarter of 2021. The presentation deck you will see during today’s webcast has been posted on the Investor Relations page of the bank’s website at You can access the deck by clicking a red button marked, Latest Earnings Presentation. Our investor presentation includes important details that we will walk through on this morning’s webcast. I encourage you to use, download or print the document.

Before we begin, we would like to remind you that some of the statements we make today may be considered forward-looking. These forward-looking statements are subject to a number of risks and uncertainties that may cause actual performance results to differ materially from what is currently anticipated. Please note that these forward-looking statements speak only as of the date of this presentation, and we undertake no obligation to update these forward-looking statements in light of new information or future events, except to the extent required by applicable securities laws. Please refer to our SEC filings, including our Form 10-K and Form 10-Q, for a more detailed description of the risk factors that may affect our results. Copies may be obtained from the SEC or by visiting the Investor Relations section of our website.

At this time, it’s my pleasure to introduce Customers Bancorp Chair, Jay Sidhu. Jay, you may begin.

Jay S. SidhuExecutive Chairman

Thank you very much, David, and good morning, ladies and gentlemen. We really appreciate you taking the time to join us this morning. It’s a very important call for us. Joining me today is David, our President and Chief Executive Officer of Customers Bank; and Sam Sidhu, who is incoming President and Chief Executive Officer of Customers Bank, as — retired at the end of this quarter; and Carla Leibold, our Chief Financial Officer; as well as Andy Bowman, our Chief Credit Officer. Before I share with you and my colleagues and also join me in sharing with you the results of the first quarter, we’d like to talk a little bit about ESG. And ESG considerations are very much integrated across Customers Bancorp’s different business units and into our policies and principles that cover how our company operates. We put together our ESG report which is on our website, and we encourage you to take a…

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